5 Best Blue Chip Stocks To Invest In 2015: Visa Inc.(V)
Visa Inc., a payments technology company, engages in the operation of retail electronic payments network worldwide. It facilitates commerce through the transfer of value and information among financial institutions, merchants, consumers, businesses, and government entities. The company owns and operates VisaNet, a global processing platform that provides transaction processing services. It also offers a range of payments platforms, which enable credit, charge, deferred debit, debit, and prepaid payments, as well as cash access for consumers, businesses, and government entities. The company provides its payment platforms under the Visa, Visa Electron, PLUS, and Interlink brand names. In addition, it offers value-added services, including risk management, issuer processing, loyalty, dispute management, value-added information, and CyberSource-branded services. The company is headquartered in San Francisco, California.Advisors' Opinion:
- [By Sean Williams]
You must be at least "this employed" to participate in our budget
It all started earlier this week for McDonald's, which insulted the very core of its customer base by teaming up with Visa (NYSE: V ) to create a budget planning website that it dubbed "Practical Money Skills for Life." The idea is actually a great one as citizens young and old of upper and lower incomes can always use the reminder and education about how to balance their income and spending. The execution, though, left a lot to be desired.
- [By DAILYFINANCE]
Gary Malerba/AP Neiman Marcus says 1.1 million debit and credit cards used at its stores may have been compromised in a security breach last year. The high-end retailer said Visa (V), MasterCard (MA) and Discover (DFS) have found 2,400 Neiman Marcus and Last Call customer cards that were used fraudulently. Last Call is Neiman Marcus' clearance chain. Neiman Marcus says it is notifying all cus! tomers who shopped in its stores in 2013 and offering them a free year of credit monitoring and identity-theft protection. Malicious software installed in Neiman Marcus' system attempted to take customer card information from July 16 to Oct. 30, the company said. The malicious software has been disabled. Neiman Marcus Group Ltd. reiterated in a post on its website Wednesday night that social security numbers and birth dates weren't stolen and customers who shopped online weren't affected. Customers that use its private Neiman Marcus credit cards were also not affected. The Dallas-based company said the investigation is ongoing. The company learned that malicious software was installed to its system on Jan. 1, after a forensics company discovered it. It informed federal law enforcement agencies and began working with the U.S. Secret Service and payment processors. Target (TGT) also suffered a security breach, during the holiday shopping season. Hackers stole about 40 million debit and credit card numbers. Personal information, including names, email addresses, phone numbers and home addresses of as many as 70 million customers was also stolen. Neiman Marcus said it has no knowledge of a connection between the two security breaches. A report published earlier this month by iSight Partners, a global cyber intelligence firm that works with the U.S. Secret Service and the Department of Homeland Security, said the security breach that hit Target appears to have been part of a broader and highly sophisticated scam that potentially affected a large number of retailers.
- [By MONEYMORNING.COM]
Here's how Apple gets the profit it needs by 2018 to reach a $1 trillion market cap:The iPhone: Hand-wringing over the slowing growth in iPhone sales has been overblown. The law of large numbers dictates that Apple won't see 100% annual growth in iPhone sales ever again, but growth will remain steady. Research firm IDC projects that AAPL will sell 63.3 million more iPhones in 201! 8 than it! does in 2014. Assuming profit margins stay about the same, such an increase will yield about $8.9 billion in additional annual net income by 2018. The iTunes Store/Software and Services: This previously quiet corner of Apple's empire is about to become a major contributor to the bottom line. Macquarie Capital projects that profits from this segment will explode from $10.95 billion this year to $19.12 billion in 2018, when it will account for a third of Apple's total profits. That's good for another $8.17 billion in annual net income. Wearable Tech: It's almost certain we'll see the rumored iWatch this fall - possibly as early as Sept. 9, when the iPhone 6 is expected to be unveiled. Morgan Stanley analyst Katy Huberty has said that Apple could sell between 30 million and 60 million iWatches in its first year, with margins in excess of 40%. Assuming a sales price of $200 and 45 million iWatches sold, that would yield about $2 billion in profit in 2015. The wearable tech market is brand new and is expected to grow rapidly over the next several years, so by 2018 Apple should be wringing about $4 billion in annual net income from the iWatch and its successors. The Internet of Things: As a tech titan with an already powerful ecosystem, Apple is well-positioned to profit from the Internet of Things, a shorthand term for the idea that wireless networks and sensors will allow not just devices, but our cars, clothes, and home appliances to communicate. Wearable tech is a subset of this, but the Internet of Things is much, much bigger. Apple'
source from Top Stocks To Buy For 2015:http://www.topstocksforum.com/5-best-blue-chip-stocks-to-invest-in-2015.html